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Saturday, May 5, 2018

You’re young, have little in savings and likely have no one yet relying on you financially. So why do you need to think about estate management?¹ Here are four great reasons: Estate Strategies: They're Not Just for the...

 

Friday, April 20, 2018

Act now to avoid losing out on the small business tax deduction for 2019 By: Jamie Golombek April 9, 2018 It’s important to be aware that the new rule limiting access to the small business deduction for CCPCs in 2019 is based on...

 

Monday, April 16, 2018

Change is inevitable, but what to do about it? As the saying goes, change is a part of life. Good or bad, it’s happening, and one of the best qualities both you and your business can have is adaptability. Whether it’s your...

 

Thursday, March 8, 2018

Achievement rarely produces the sense of lasting happiness that you think it will. Once you finally accomplish the goal you’ve been chasing, two new goals tend to pop up unexpectedly. We long for new achievements because we...

 

Friday, March 2, 2018

How should I structure my business?When you’re starting out, you must choose whether to operate as an unincorporated sole proprietorship, incorporate your business federally with Corporations Canada, or incorporate provincially...

 

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Sunday, February 11, 2018

Cheap Tax Software vs Professional Advice The Advantages of Using Tax SoftwarePrice: There is no way around the fact that you will pay less for a software package than you will to hire a tax professional. The price of tax preparation...

 

Tuesday, November 28, 2017

“Just because everyone’s doing it, doesn’t make it OK” sounds like the kind of obvious Mom Wisdom that would earn anyone an eye roll for dishing it out, you know? Because yeah, obviously we’re all clear...

 

Tuesday, November 21, 2017

If you’ve never actively worked to improve your credit, a credit score might seem like black magic. You may understand that scores run from 300 to 850, but that’s where most people’s knowledge ends. When you...

 

Sunday, November 12, 2017

Are you a financial professional struggling in your practice? Workflow is the Secret Weapon For Growing Your Service Fast & Profitably “People. Process. Product!” Marcus Lemonis CEO, Camping World Billionaire & Star of...

 

Thursday, November 9, 2017

Cheap Eats can help your finances without sacrificing lifestyle You can’t put a price on happiness – but reasonably-priced, delicious food makes us pretty damn happy. Calgary has a great selection of cheap eats. Here are 12...

 

Wednesday, September 27, 2017

Note: This is part one of a series on tax and insurance. In 2016, 22 million Canadians owned $4.3 trillion in life insurance coverage, reveals the Canadian Life and Health Insurance Association. But owning coverage isn’t the...

 

Saturday, September 2, 2017

When it comes to government funding there are a lot of factors that a business owner needs to keep in mind and consider before they apply. As an entrepreneur you need to know your small business, have a well developed business plan,...

 

Thursday, August 3, 2017

Fee-based financial planning isn't for everyone Fee-based financial planning is the new darling of the wealth management industry. Rightfully so, it’s a bold new direction in an industry that has been traditionally dominated by...

 

Friday, July 28, 2017

Here are some tips to help you recover from your financial hangover. Take Stock of Where You Are It really helps to know what bills still need to be paid, and what expense you have left for the month. Then you can look to see if you...

 

Thursday, July 27, 2017

It is often assumed that wealthy Canadians have it all figured out when passing money from one generation to the next. After all, financial institutions are filled with specialists who do nothing but figure out the best way to maximize...

 

Tuesday, July 25, 2017

New funds for the agriculture sector slated to launch this April Federal, provincial and territorial governments across Canada have reached agreement on a new agricultural policy framework to come into effect on April 1, 2018. Quick...

 

Sunday, July 23, 2017

Sometimes no matter how much you want something, you’re just not ready. This is more true of leadership than any other aspect of business. People crave leadership positions, they want to move up the corporate food chain, often...

 

Saturday, July 22, 2017

Helpful advice from Exceedia Consulting Here are five proactive steps you can take to help your parents manage their finances as they age: Consolidate accounts – If your parents have multiple bank and investment accounts, try to...

 

Thursday, July 6, 2017

Life Insurance Buyers’ Common Q&As Reviewing your policies How often should I review my policy? We suggest reviewing your life insurance policy once per yearto make sure you have enough coverage. Most importantly, you should...

 

Monday, July 3, 2017

How does Exceedia help your business? Too often, we find business owners trying to save money by spending hours on a task they do not understand, rather than outsourcing it to a professional. We have seen business owners spend 20-40...

 

Thursday, June 22, 2017

How to Create an Operations Manual for Your Business (and Avoid Nuclear War) Having an operations manual may not be glamorous, but preventing the disasters caused by human error and bad processes can save your business and even (in...

 

Saturday, April 29, 2017

Use these five strategies to keep your heirs from blowing their inheritance. BY ANNE KATES SMITH FROM SHIRTSLEEVES TO SHIRTSLEEVES in three generations, goes the early 20th-century American proverb. Then there’s the 19th-century...

 

Thursday, April 27, 2017

1. Scattered Financial Data Do you have several banks, credit cards, investment accounts, loans, lines of credits? The more accounts you have, the more confusing and overwhelming the information can become. To make sound financial...

 

Wednesday, April 19, 2017

1. Get a copy of the will and file it with the local probate 2. Notify banks, credit card companies, and government agencies of the decedant's death 3. Set up a bank account for income funds and pay any ongoing bills 4. File an...

 

Sunday, April 16, 2017

How do you measure success? What’s the most important metric for success? There isn’t one. At least, not just one. Achieving a level of success that reflects the very best version of yourself isn’t something you can...

 

Saturday, March 4, 2017

Be innovative and find solutions to common issues Ask for advice - develop relationships with outside advisory boards or consultants and learn from their knowledge and experience Have a plan - what is your purpose and how will you...

 

Wednesday, March 1, 2017

Borrowing money to start your business is never easy, but having a source of money is always helpful. In Canada, small businesses have been a major player in keeping the economy strong. In fact, nearly half of the jobs created today...

 

Friday, January 20, 2017

We came to Tapas on a Saturday night with our family (2 adults, 3 teenagers and a pre-schooler). Our reservation was for 7pm. Even though we arrived a little bit early, they were able to get us seated quickly. We started the evening...

 

Sunday, January 8, 2017

As humans, we naturally have a high level of negative self talk going on that holds a majority of us back from leaping into a future of success. But what if that wasn’t the only thing holding us back? What if there were a handful...

 

Thursday, December 1, 2016

Being an entrepreneur isn’t easy. Raising money can be humbling. Really humbling. None of us likes being told our baby is ugly…..again and again and again. “But, hey, keep in touch.” B2B sales are...

 

Saturday, November 12, 2016

Renting a home is not throwing away your money. You have used the benefit of having a place to live while you are there. We got our house Spring of 2013. Coming to Canada April 2012, we were thrilled to have our new house. We never...

 

Tuesday, November 8, 2016

Seven Tips for New Advisors The financial services industry can be a great career choice but unfortunately, a lot of new advisors never make it past the first couple of years. And as anyone who’s been in the business just a few...

 

Sunday, November 6, 2016

For years now, it’s been getting more difficult and expensive to find and train good advisor professionals. At our firm, we see this as a consequence of an industry growing up — as the industry matures, it becomes more...

 

Saturday, October 15, 2016

The Building of A Great Company The three attributes I consider most critical when choosing great business partners: they are people I like, respect, and trust. Let’s start with likability. The journey of building a company is...

 

Tuesday, June 21, 2016

It’s not uncommon for small business owners to worry about business taxes, and no one wants to pay more than necessary. Of course your tax should rise if your profits are increasing year on year (which is a good thing), but you...

 

Wednesday, May 18, 2016

RDSPs have financial benefits even for those who don’t make contributions In the years since registered disability savings plans (RDSPs) first appeared, the number of accounts has been steadily growing, reflecting the potential...

 

Saturday, April 16, 2016

While the term tax-free savings account (TFSA) implies a savings vehicle, TFSAs are among the most useful investment, retirement-planning and tax-planning tools. However, according to a study by Bank of Montreal released this month, a...

 

Sunday, January 3, 2016

What is consumer credit? A consumer credit is a debt that someone incurs for the purpose of purchasing a good or service. This includes purchases made on credit cards, lines of credit and some loans. Consumer credit is basically the...

 

Saturday, January 2, 2016

Covey is the son of highly regarded author, Stephen Covey, and the cofounder of his own leadership consulting organization, CoveyLink Worldwide. His highly-principled writing is much like his father’s. This book surveys four core...